APY Calculator

Calculate your monthly contribution for a guaranteed pension under the Atal Pension Yojana.

Your Details

Years
Eligible age: 18-40 years

About APY

Pension is paid monthly after age 60. Spouse receives the same pension on subscriber's death. Nominee receives the corpus (₹1.7L - ₹8.5L).

Your Monthly Contribution

0

For a guaranteed pension of 5,000/month starting at age 60.

Years to Contribute

0

Total Contribution

0

Annual Pension

0

Contribution Growth

Documentation

How APY Works

Eligibility

  • Age: 18-40 years
  • Must have a savings bank account
  • Linked to Aadhaar and mobile number
  • Not an income tax payer (optional for govt. co-contribution)

Benefits

  • Guaranteed pension of ₹1,000 to ₹5,000/month
  • Spouse continues to receive pension after death
  • Nominee receives accumulated corpus
  • Tax benefits under Section 80CCD(1B)
How to Use

About the APY Calculator

What it calculates

This apy calculator helps you model financial decisions with accurate formulas and clear outputs. Calculate Atal Pension Yojana contributions and pension.

When to use it

Use when comparing loan terms, investment returns, taxes, or savings scenarios before making money decisions.

Example

Adjust the inputs above to model your specific scenario with the APY Calculator.

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