Goal SIP Calculator

Start with your goal. We'll tell you how to get there.

Your Goal

₹
The amount you want to accumulate.
%
Yr
Required Monthly Investment

₹

To reach ₹1 Cr with 12% return in 10 years.

Total Amount You Invest

₹0

Wealth Gained (Interest)

₹0

Wealth Breakdown

Growth Timeline

Documentation

How Goal SIP Works

A Goal SIP Calculator helps you reverse-engineer your investment journey. Instead of guessing how much to invest, you start with your financial goal and the calculator tells you the exact monthly SIP amount needed.

Pro Tip

"Always add a 10-15% buffer to your target amount to account for inflation."

The Formula

P = FV((1 + i)n - 1)/i × (1 + i)
₹ 0 = ₹ 1,00,00,000((1 + 0.0100)120 - 1) / 0.0100 × ...

Where: P = Monthly SIP, FV = Target (₹ 1,00,00,000), i = Monthly Rate (1.000%), n = Months (120).

Last Updated: January 2026

Disclaimer: Returns are market-linked and not guaranteed. This calculator provides estimates based on assumed rates of return. Please consult a financial advisor before investing.

How to Use

About the Goal SIP Calculator

What it calculates

This goal sip calculator helps you model financial decisions with accurate formulas and clear outputs. Calculate monthly investment needed to reach a target amount.

When to use it

Use when comparing loan terms, investment returns, taxes, or savings scenarios before making money decisions.

Example

Adjust the inputs above to model your specific scenario with the Goal SIP Calculator.

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