Goal SIP Calculator

Start with your goal. We'll tell you how to get there.

Your Goal

Target Amount

₹

The amount you want to accumulate.

Expected Return

Time Period

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Required Monthly Investment

₹

To reach ₹1 Cr with 12% return in 10 years.

Total Amount You Invest

₹0

Wealth Gained (Interest)

₹0

Wealth Breakdown

Growth Timeline

Documentation

How Goal SIP Works

A Goal SIP Calculator helps you reverse-engineer your investment journey. Instead of guessing how much to invest, you start with your financial goal and the calculator tells you the exact monthly SIP amount needed.

Pro Tip

"Always add a 10-15% buffer to your target amount to account for inflation."

The Formula

P = FV((1 + i)ⁿ - 1)/i × (1 + i)

₹ 0 = ₹ 1,00,00,000((1 + 0.0100)¹²⁰ - 1) / 0.0100 × ...

Where: P = Monthly SIP, FV = Target (₹ 1,00,00,000), i = Monthly Rate (1.000%), n = Months (120).

Last Updated: January 2026

Disclaimer: Returns are market-linked and not guaranteed. This calculator provides estimates based on assumed rates of return. Please consult a financial advisor before investing.