APY Calculator

Calculate your monthly contribution for a guaranteed pension under the Atal Pension Yojana.

Your Details

Eligible age: 18-40 years
Years

About APY

Pension is paid monthly after age 60. Spouse receives the same pension on subscriber's death. Nominee receives the corpus (₹1.7L - ₹8.5L).

Your Monthly Contribution

0

For a guaranteed pension of 5,000/month starting at age 60.

Years to Contribute

0

Total Contribution

0

Annual Pension

0

Contribution Growth

Documentation

How APY Works

Eligibility

  • Age: 18-40 years
  • Must have a savings bank account
  • Linked to Aadhaar and mobile number
  • Not an income tax payer (optional for govt. co-contribution)

Benefits

  • Guaranteed pension of ₹1,000 to ₹5,000/month
  • Spouse continues to receive pension after death
  • Nominee receives accumulated corpus
  • Tax benefits under Section 80CCD(1B)