Loan Eligibility Calculator
Know your borrowing power. Estimate the maximum home loan amount banks may offer you.
Financial Details
Total income before tax.
₹
Total monthly commitment for existing loans.
₹
Loan Details
%
Yr
How is this calculated?
Banks assume you can spare 50% of your gross income for loan repayments. After deducting your existing EMIs (₹10,000), the remaining capacity determines your loan eligibility.
Max Loan Amount
₹0
You can borrow up to ₹0 for 20 years.
Capacity
Max Eligible EMI
₹
/ month
Income
Considered Income
₹50,000
50% of your gross income
Eligibility Check Failed
Your existing obligations exceed the 50% income limit. Try reducing current debts or increasing tenure.