Net Worth Calculator

Track what you OWN vs what you OWE - your financial scorecard.

Assets (What you OWN)

Liabilities (What you OWE)

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Your Net Worth

0

Total Assets

0

Total Liabilities

0

Asset Allocation

Financial Health

A positive net worth means you own more than you owe. Aim to grow this number consistently.

Documentation

Understanding Net Worth

Net worth is the single most important number in personal finance. It represents your total financial position at a point in time.

Formula

Net Worth = Total Assets − Total Liabilities

Best Practices

  • • Track monthly or quarterly
  • • Include all assets at market value
  • • Pay off high-interest debt first
  • • Aim for 10-15% annual growth
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How to Use

About the Net Worth Calculator

What it calculates

This net worth calculator helps you model financial decisions with accurate formulas and clear outputs. Track your total assets versus liabilities.

When to use it

Use when comparing loan terms, investment returns, taxes, or savings scenarios before making money decisions.

Example

Adjust the inputs above to model your specific scenario with the Net Worth Calculator.

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