HRA Calculator
Calculate your HRA exemption and taxable HRA under Section 10(13A).
Metro Cities
Delhi, Mumbai, Chennai, Kolkata qualify for 50%. All others get 40%.
₹ 0
Annual tax-free HRA under Section 10(13A)
Actual HRA
0
Annual HRA from employer
% of Basic+DA
0
50% of (Basic + DA) annually
Rent - 10% Basic
0
Rent paid minus 10% of (Basic+DA)
Taxable HRA
0
This portion is taxable
How HRA Exemption Works
HRA exemption under Section 10(13A) is the minimum of three values, ensuring you don't pay tax on genuine rent expenses.
"Minimum of: Actual HRA, 50/40% of (Basic+DA), or Rent - 10% of (Basic+DA)."
Requirements
Keep rent receipts and landlord PAN (if rent > ₹1L). Paying rent to parents? Get a rental agreement.
Last Updated: January 2026
Disclaimer: This calculator provides estimates for educational purposes. Actual exemption may vary based on IT rules. Consult a tax professional.
About the HRA Calculator
This hra calculator helps you model financial decisions with accurate formulas and clear outputs. Calculate HRA tax exemption for salaried employees.
Use when comparing loan terms, investment returns, taxes, or savings scenarios before making money decisions.
Adjust the inputs above to model your specific scenario with the HRA Calculator.
Explore More
Related Calculators
80C Optimizer
Maximize your Section 80C tax savings.
Advance Tax Calculator
Calculate advance tax installments and liability.
Capital Gains Calculator
Calculate LTCG and STCG on stocks and property.
Professional Tax Calculator
Calculate state-wise Professional Tax deduction.
TDS Calculator
Calculate TDS on Salary, FD, Rent, and Crypto.
Income Tax Calculator
Calculate income tax under Old vs New Tax Regime.