SWP Calculator

Calculate monthly income from your mutual fund corpus using Systematic Withdrawal Plan.

Initial Corpus

₹

Your total mutual fund investment value.

Monthly Withdrawal

₹

Amount you want to withdraw every month.

Expected Return

Expected annual return from your fund.

Time Period

Planned withdrawal duration.

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Total Withdrawals

₹ 0

withdrawn over 20 years @ 8% returns

Remaining

Final Corpus

0

Returns

Total Returns

0

Duration

Corpus Lasts

0Y 0M

Corpus Depletion Over Time

Documentation

How SWP Works

A Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount from your mutual fund investment at regular intervals. Each month, units are redeemed while your remaining corpus continues to earn returns.

Pro Tip

"Set your withdrawal rate lower than your expected returns to make your corpus last longer."

The Formula

C_n+1 = C_n × (1 + i) - W

₹ 0 = ₹ 50,00,000 × (1 + 0.0067)²⁴⁰ - ₹ 30,000 × ...

Where: C_n = Corpus at month n, i = Monthly Rate (0.667%), W = Monthly Withdrawal (₹ 30,000).

Last Updated: January 2026

Disclaimer: Returns are market-linked and not guaranteed. This calculator provides estimates based on assumed rates of return. Please consult a financial advisor before investing.