Sukanya Samriddhi Calculator

Calculate maturity amount for your daughter's future with this government-backed scheme.

Yearly Deposit

₹

Annual deposit (max ₹1.5 lakh).

Girl's Age

Current age (below 10).

Interest Rate

Current SSY rate.

EEE Tax Benefit

Deposits qualify for 80C. Interest and maturity are tax-free.

Deposit Period15 Years

Maturity21 Years

Partial Withdrawal50% at 18

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Maturity Amount

₹ 0

When your daughter turns 26 years old

Invested

Total Deposited

0

Returns

Interest Earned

0

Timeline

Maturity Year

-

Savings Growth (21 Years)

Documentation

How SSY Works

Sukanya Samriddhi Yojana is a government-backed savings scheme for the girl child, offering one of the highest interest rates among small savings schemes.

Eligibility

"For girl child below 10 years. Maximum 2 accounts per family. Min ₹250/year, Max ₹1.5 lakh/year."

Key Benefits

M = P × ((1 + r)ⁿ - 1)r

₹ 0 at 8.2% interest rate

Partial withdrawal (50%) allowed after girl turns 18. Full maturity at 21 years from account opening. Can be closed early for marriage after 18.

Last Updated: January 2026

Disclaimer: Interest rates are subject to quarterly revision by the government. The calculator assumes a constant rate throughout the tenure.