Sukanya Samriddhi Calculator

Calculate maturity amount for your daughter's future with this government-backed scheme.

Annual deposit (max ₹1.5 lakh).
Yr
Current age (below 10).
%
Current SSY rate.

EEE Tax Benefit

Deposits qualify for 80C. Interest and maturity are tax-free.

Deposit Period15 Years
Maturity21 Years
Partial Withdrawal50% at 18
Maturity Amount

₹ 0

When your daughter turns 26 years old

Invested

Total Deposited

0

Returns

Interest Earned

0

Timeline

Maturity Year

-

Savings Growth (21 Years)

Documentation

How SSY Works

Sukanya Samriddhi Yojana is a government-backed savings scheme for the girl child, offering one of the highest interest rates among small savings schemes.

Eligibility

"For girl child below 10 years. Maximum 2 accounts per family. Min ₹250/year, Max ₹1.5 lakh/year."

Key Benefits

M = P × ((1 + r)n - 1)r
₹ 0 at 8.2% interest rate

Partial withdrawal (50%) allowed after girl turns 18. Full maturity at 21 years from account opening. Can be closed early for marriage after 18.

Last Updated: January 2026

Disclaimer: Interest rates are subject to quarterly revision by the government. The calculator assumes a constant rate throughout the tenure.

How to Use

About the SSY Calculator

What it calculates

This ssy calculator helps you model financial decisions with accurate formulas and clear outputs. Calculate Sukanya Samriddhi Yojana maturity value.

When to use it

Use when comparing loan terms, investment returns, taxes, or savings scenarios before making money decisions.

Example

Adjust the inputs above to model your specific scenario with the SSY Calculator.

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