Auto Lease Calculator
Calculate your monthly car lease payment and total lease cost.
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mo
Divide APR by 2400 to get money factor
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Monthly Lease Payment
₹0
36 months • 0% APR equivalent
Total Cost
₹0
Depreciation
₹0/mo
Rent Charge
₹0/mo
Residual
₹0
Lease Breakdown
Capitalized Cost₹
Residual Value₹
Monthly Depreciation₹
Monthly Rent Charge₹
Total Monthly (incl. tax)₹
Documentation
Understanding Auto Leases
A lease payment has two main parts: depreciation (the car's value loss) and rent charge (the finance cost). The residual value is what the car will be worth at lease end.
💡 Pro Tip
Negotiate the sale price, not the monthly payment. A lower cap cost means a lower payment. Also look for manufacturer lease specials with low money factors.
The Formula
Depreciation = (Cap Cost - Residual) / Term
Rent Charge = (Cap Cost + Residual) × MF
Payment = Depreciation + Rent Charge + Tax
Last Updated: February 2026 • Actual lease terms may vary by dealer and creditworthiness.
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