Asset Allocation Planner

Get a suggested portfolio allocation based on your age, risk profile, and investment horizon.

Your Profile

Yrs
Yrs
Total portfolio value
₹

Rule of Thumb

The classic "100 minus age" rule allocates (100 - your age)% to equity. This is adjusted based on your risk tolerance and time horizon.

Expected Portfolio Return

0%

Risk Level

Moderate

Equity

0%

₹0

Debt

0%

₹0

Gold

0%

₹0

Cash

0%

₹0

Documentation

Understanding Asset Allocation

Why Diversify?

  • Reduces overall portfolio risk
  • Different assets perform well in different market conditions
  • Gold acts as a hedge against inflation
  • Debt provides stability during market downturns

Rebalancing

Review your allocation annually and rebalance if any asset class drifts more than 5% from target. As you age, gradually shift from equity to debt for capital preservation.