Asset Allocation Planner
Get a suggested portfolio allocation based on your age, risk profile, and investment horizon.
Your Profile
Rule of Thumb
The classic "100 minus age" rule allocates (100 - your age)% to equity. This is adjusted based on your risk tolerance and time horizon.
Expected Portfolio Return
0%
Risk Level
ModerateEquity
0%
₹0
Debt
0%
₹0
Gold
0%
₹0
Cash
0%
₹0
Understanding Asset Allocation
Why Diversify?
- Reduces overall portfolio risk
- Different assets perform well in different market conditions
- Gold acts as a hedge against inflation
- Debt provides stability during market downturns
Rebalancing
Review your allocation annually and rebalance if any asset class drifts more than 5% from target. As you age, gradually shift from equity to debt for capital preservation.
About the Asset Allocation Calculator
This asset allocation calculator helps you model financial decisions with accurate formulas and clear outputs. Get personalized portfolio allocation based on age and risk.
Use when comparing loan terms, investment returns, taxes, or savings scenarios before making money decisions.
Adjust the inputs above to model your specific scenario with the Asset Allocation Calculator.
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