ELSS Calculator

Calculate your Equity Linked Savings Scheme returns with Section 80C tax benefits.

Monthly Investment

₹

Monthly SIP in ELSS fund.

Return

Expected annual return.

Duration

Investment period.

Section 80C Benefits

ELSS has 3-year lock-in (shortest among 80C options) and offers equity growth potential.

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Maturity Value

₹ 0

After 10 years at 12% expected return

Invested

0

Returns

0

Tax Saved/Yr

0

Lock-in

3 Years

Wealth Growth

Documentation

How ELSS Works

ELSS (Equity Linked Savings Scheme) offers tax benefits under Section 80C with the shortest lock-in period of just 3 years among tax-saving options.

Tax Benefits

"Invest up to ₹1.5L/year, save up to ₹46,800 in taxes (at 31.2% tax bracket)."

The Formula

M = P × ((1 + i)ⁿ - 1)i × (1 + i)

₹ 0 from ₹ 12,500/mo @ 12% for 10 yrs

Where: M = Maturity, P = Monthly (₹ 12,500), i = Monthly Rate (1.000%), n = Months (120).

Last Updated: January 2026

Disclaimer: Returns are market-linked and not guaranteed. Tax benefits are subject to provisions of the Income Tax Act. Please consult a financial advisor before investing.