ELSS Calculator

Calculate your Equity Linked Savings Scheme returns with Section 80C tax benefits.

Monthly SIP in ELSS fund.
%
Expected annual return.
Yr
Investment period.

Section 80C Benefits

ELSS has 3-year lock-in (shortest among 80C options) and offers equity growth potential.

Maturity Value

₹ 0

After 10 years at 12% expected return

Invested

0

Returns

0

Tax Saved/Yr

0

Lock-in

3 Years

Wealth Growth

Documentation

How ELSS Works

ELSS (Equity Linked Savings Scheme) offers tax benefits under Section 80C with the shortest lock-in period of just 3 years among tax-saving options.

Tax Benefits

"Invest up to ₹1.5L/year, save up to ₹46,800 in taxes (at 31.2% tax bracket)."

The Formula

M = P × ((1 + i)n - 1)i × (1 + i)
₹ 0 from ₹ 12,500/mo @ 12% for 10 yrs

Where: M = Maturity, P = Monthly (₹ 12,500), i = Monthly Rate (1.000%), n = Months (120).

Last Updated: January 2026

Disclaimer: Returns are market-linked and not guaranteed. Tax benefits are subject to provisions of the Income Tax Act. Please consult a financial advisor before investing.

How to Use

About the ELSS Calculator

What it calculates

This elss calculator helps you model financial decisions with accurate formulas and clear outputs. Plan tax-saving investments with 80C benefits.

When to use it

Use when comparing loan terms, investment returns, taxes, or savings scenarios before making money decisions.

Example

Adjust the inputs above to model your specific scenario with the ELSS Calculator.

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