Annuity Calculator
Calculate your guaranteed pension payout from a fixed annuity investment.
Annuity Details
Amount invested in annuity
₹
Annual payout rate
%
For how long you receive payouts
Years
Fixed vs Variable Annuity
This calculator models a fixed annuity where payouts are guaranteed. Variable annuities (linked to market) may have different returns.
Your Monthly Pension
₹0
Guaranteed payout for 20 years from your corpus of ₹5,000,000.
Annual Payout
₹0
Total Payout
₹0
Effective Yield
0%
Payout Stream
Documentation
How Annuities Work
Types of Annuities
- Immediate Annuity: Payouts start immediately after investment
- Deferred Annuity: Payouts start after a deferment period
- Life Annuity: Payouts continue for life
- Term Annuity: Payouts for a fixed number of years
Key Considerations
- Annuity rates vary by provider and age
- Higher corpus = higher payouts
- Joint life annuities continue for surviving spouse
- Payouts are taxable as income