Inflation Calculator

See how expensive things will get in the future. Plan your investments to beat inflation.

The price of expenses or goods today.
%
Annual average inflation rate (India avg ~6-7%).
Years

Reality Check

To afford the same lifestyle in 10 years, your income needs to grow by 0%.

Future Cost

Increase of in 10 years

Time Factor

10 Years

@ 6%

Purchasing Power

Only %

₹100 today will be worth ₹ in future.

Cost Projection

Documentation

Understanding Inflation

Inflation erodes the purchasing power of money over time. What costs ₹100 today will cost more in the future at the same rate of inflation.

The Formula

Future = Present × (1 + Rate)^Years

Historical Inflation (India)

RBI Target4% ± 2%
10-Year Average~5-6%
Education/Healthcare8-12%

Last Updated: January 2026

Note: Actual inflation varies by category. Healthcare, education, and real estate often have higher inflation than the CPI average.

How to Use

About the Inflation Calculator

What it calculates

This inflation calculator helps you model financial decisions with accurate formulas and clear outputs. See how inflation impacts purchasing power over time.

When to use it

Use when comparing loan terms, investment returns, taxes, or savings scenarios before making money decisions.

Example

Adjust the inputs above to model your specific scenario with the Inflation Calculator.

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