EPF Calculator
Calculate your Employee Provident Fund corpus at retirement.
Monthly basic salary.
₹
Dearness Allowance.
₹
Your current age.
Yr
Retirement age (58/60).
Yr
Existing EPF balance.
₹
Your contribution (12%).
%
Current rate (8.15%).
%
Employer Contribution
12% split: 3.67% to EPF + 8.33% to EPS (Pension Scheme).
Total EPF Corpus
₹ 0
At retirement age 58 (28 years from now)
You
Your Contribution
0
Employer
Employer Share
0
Growth
Interest Earned
0
EPF Growth Over Years
Documentation
How EPF Works
Employee Provident Fund is a retirement savings scheme managed by EPFO. Both employee and employer contribute 12% of basic salary + DA.
Contribution Split
"Employee: 12% to EPF. Employer: 3.67% EPF + 8.33% EPS (capped at ₹15,000 wage)."
Interest Rate
FY 2023-24: 8.15% (declared by EPFO)
Interest is calculated monthly but credited at year-end. Withdrawals are tax-free after 5 years of continuous service.