Mutual Fund Calculator

Calculate your mutual fund returns with SIP or Lumpsum investment.

Investment Type

Monthly SIP

₹

Monthly investment.

Return

Expected annual return.

Duration

Investment period.

Diversification

Mutual funds pool money to invest in diversified portfolios managed by professionals.

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Total Value (SIP)

₹ 0

After 10 years at 12% expected return

Invested

0

Returns

0

Growth

0%

Wealth Growth

Documentation

How Mutual Funds Work

A mutual fund collects money from investors and invests it in securities like stocks, bonds, and short-term debt. The combined holdings are known as its portfolio.

Pro Tip

"Mutual funds offer professional management and instant diversification."

The Formula

M = P × ((1 + i)ⁿ - 1)i × (1 + i)

₹ 0 = 10,000 × ((1 + 0.0100)¹²⁰ - 1)0.0100 × (1 + 0.0100)

Where: M = Maturity, P = Monthly (₹ 10,000), i = Monthly Rate (1.000%), n = Months (120)."

Last Updated: January 2026

Disclaimer: Investment returns are market-linked and not guaranteed. This calculator provides estimates based on assumed rates of return. Please consult a financial advisor before investing.