Mutual Fund Calculator

Calculate your mutual fund returns with SIP or Lumpsum investment.

₹
Monthly investment.
%
Expected annual return.
Yr
Investment period.

Diversification

Mutual funds pool money to invest in diversified portfolios managed by professionals.

Total Value (SIP)

₹ 0

After 10 years at 12% expected return

Invested

0

Returns

0

Growth

0%

Wealth Growth

Documentation

How Mutual Funds Work

A mutual fund collects money from investors and invests it in securities like stocks, bonds, and short-term debt. The combined holdings are known as its portfolio.

Pro Tip

"Mutual funds offer professional management and instant diversification."

The Formula

M = P × ((1 + i)n - 1)i × (1 + i)
₹ 0 = 10,000 × ((1 + 0.0100)120 - 1)0.0100 × (1 + 0.0100)

Where: M = Maturity, P = Monthly (₹ 10,000), i = Monthly Rate (1.000%), n = Months (120)."

Last Updated: January 2026

Disclaimer: Investment returns are market-linked and not guaranteed. This calculator provides estimates based on assumed rates of return. Please consult a financial advisor before investing.

How to Use

About the Mutual Fund Calculator

What it calculates

Calculates returns on lump sum and SIP mutual fund investments, showing wealth gained and maturity value.

When to use it

Use to compare fund performance scenarios, plan SIP amounts, or estimate goal-based investment needs.

Example

A ₹5 lakh lump sum at 12% CAGR for 10 years grows to about ₹15.5 lakh before taxes and exit loads.

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