NPS Calculator
Plan your retirement with National Pension System and estimate your pension.
Your monthly NPS contribution.
₹
Your current age.
Yr
Your planned retirement age.
Yr
Expected annual return.
%
% for annuity (min 40%).
%
Tax Benefits
Additional ₹50,000 deduction under 80CCD(1B) over 80C limit.
Total Corpus at Retirement
₹ 0
Estimated monthly pension: ₹0
Invested
Total Contributed
0
Lump Sum
Tax-Free Withdrawal
0
Gains
Wealth Gained
0
Corpus Growth Over Years
Documentation
How NPS Works
National Pension System is a government-sponsored pension scheme. At retirement, you must use minimum 40% of corpus to buy an annuity for regular pension.
Withdrawal Rules
"60% lump sum (tax-free), 40% minimum annuity for monthly pension. Partial withdrawal allowed after 3 years."
Tax Benefits
80CCD(1): ₹1.5L + 80CCD(1B): ₹50K = ₹2L total
Employer contribution (80CCD2) up to 10% of salary is additionally exempt. Total deduction can exceed ₹2 lakh for salaried individuals.