Step-up SIP Calculator

Calculate wealth with annual SIP increases matching your income growth.

Starting monthly investment.
Yearly SIP increase rate.
%
Expected annual return.
%
Investment period.
Yr

Why Step-up SIP?

Match your growing income by increasing SIP annually. 10% step-up can double your corpus vs regular SIP!

Total Wealth

₹ 0

With 10% annual step-up over 15 years

Invested

Total Invested

0

Gains

Wealth Gained

0

Step-up

Annual Increase

10%

Accelerated Growth

Documentation

How Step-up SIP Works

Step-up SIP allows you to increase your monthly investment by a fixed percentage annually, aligning with salary increments and growing purchasing power.

Example

"₹10K SIP with 10% step-up: Year 1 = ₹10K/mo, Year 2 = ₹11K/mo, Year 3 = ₹12.1K/mo..."

Impact

10% step-up can boost corpus by 50-100%

Compared to a regular SIP, step-up SIP significantly increases your final wealth by investing more as your income grows.