PPF Calculator
Calculate returns on your Public Provident Fund investments with tax-free interest.
Annual investment (max ₹1.5 lakh).
₹
Current PPF rate (7.1%).
%
Lock-in period (min 15 years).
Yr
EEE Tax Benefit
PPF offers Exempt-Exempt-Exempt tax benefits under Section 80C.
Maturity Amount
₹ 0
After 15 years of tax-free growth
Invested
Total Deposited
0
Returns
Interest Earned
0
Duration
Lock-in Period
15 Years
Wealth Growth Over Years
Year-by-Year Breakdown
| Year | Deposited | Interest | Balance |
|---|
Documentation
How PPF Works
Public Provident Fund is a government-backed savings scheme with a 15-year lock-in period. It offers guaranteed, tax-free returns with sovereign guarantee.
Key Benefits
"Tax deduction under 80C, tax-free interest, loan facility after 3rd year, partial withdrawal after 7th year."
The Formula
A = P × [(1 + r)^n - 1] / r × (1 + r)
Where: A = Maturity amount, P = Yearly deposit, r = Annual interest rate, n = Number of years. Interest compounded annually.