PPF Calculator
Calculate returns on your Public Provident Fund investments with tax-free interest.
EEE Tax Benefit
PPF offers Exempt-Exempt-Exempt tax benefits under Section 80C.
₹ 0
After 15 years of tax-free growth
Total Deposited
0
Interest Earned
0
Lock-in Period
15 Years
Wealth Growth Over Years
Year-by-Year Breakdown
| Year | Deposited | Interest | Balance |
|---|
How PPF Works
Public Provident Fund is a government-backed savings scheme with a 15-year lock-in period. It offers guaranteed, tax-free returns with sovereign guarantee.
"Tax deduction under 80C, tax-free interest, loan facility after 3rd year, partial withdrawal after 7th year."
The Formula
Where: A = Maturity, P = Yearly Deposit (₹ 1,50,000), r = Rate (7.1%), n = Years (15).
Last Updated: January 2026
Disclaimer: PPF interest rates are revised quarterly by the government. The calculator uses the current rate for projections. Actual returns may vary based on rate changes.
About the PPF Calculator
Projects Public Provident Fund maturity value based on annual contributions, current PPF interest rate, and investment tenure.
Use for long-term tax-free savings planning in India. PPF suits conservative investors building retirement or education corpus.
Contributing ₹1.5 lakh annually at ~7.1% for 15 years can mature to roughly ₹40 lakh, subject to rate changes.
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