NSC Calculator
Calculate maturity value of your National Savings Certificate investment.
Investment Details
About NSC
NSC is a fixed-income scheme. Interest is compounded annually but paid only at maturity. Eligible for 80C deduction.
₹ 0
After 5 years on your investment of ₹ 1,00,000.
Principal Invested
1 L
Total Interest Earned
0
Effective CAGR
0%
Value Growth Over Time
Year-by-Year Breakdown
| Year | Principal | Interest Accrued | Total Value |
|---|
How NSC Works
Key Features
- Fixed 5-year tenure
- Interest compounded annually
- Interest paid only at maturity
- Minimum investment: ₹1,000
- No maximum limit
Tax Benefits
- Investment qualifies for 80C deduction
- Interest earned for years 1-4 is reinvested (deductible under 80C)
- Only Year 5 interest is taxable in full
- Can be pledged as collateral for loans
Last Updated: January 2026
Disclaimer: Interest rates are subject to quarterly revision by the government. The calculator assumes a constant rate throughout the tenure.
About the NSC Calculator
This nsc calculator helps you model financial decisions with accurate formulas and clear outputs. Calculate National Savings Certificate maturity value.
Use when comparing loan terms, investment returns, taxes, or savings scenarios before making money decisions.
Adjust the inputs above to model your specific scenario with the NSC Calculator.
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