Fixed Deposit Calculator

Calculate maturity amount with compound interest precision.

Investment Amount

₹

Total principal amount you want to convert to FD.

Interest Rate

Annual interest rate offered by the bank.

Tenure

Duration of the deposit in years.

Compounding Frequency

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Maturity Amount

₹ 0

Total Interest Earned: 0

Returns

Total Interest

0

Principal

Invested Amount

0 Growth Chart

Documentation

How FD Works

Fixed Deposits guarantee a return on your investment for a fixed tenure. Interest is typically compounded quarterly.

Compound Interest

"Interest is earned on the principal plus previously accumulated interest."

The Formula

A = P × (1 + r/n)^n×t

₹ 0 = ₹ 1,00,000 × (1 + 6.5%/4)^4×5

Where: A = Maturity, P = Principal (₹ 1,00,000), r = Rate (6.5%), n = Compounding (Quarterly), t = Years (5).

Last Updated: January 2026

Disclaimer: Interest rates vary by bank and tenure. Early withdrawal may attract penalty. Please check with your bank for exact rates and terms.