Fixed Deposit Calculator

Calculate maturity amount with compound interest precision.

Total principal amount you want to convert to FD.
%
Annual interest rate offered by the bank.
Yr
Duration of the deposit in years.
Maturity Amount

₹ 0

Total Interest Earned: 0

Returns

Total Interest

0

Principal

Invested Amount

0

Growth Chart

Documentation

How FD Works

Fixed Deposits guarantee a return on your investment for a fixed tenure. Interest is typically compounded quarterly.

Compound Interest

"Interest is earned on the principal plus previously accumulated interest."

The Formula

A = P × (1 + r/n)n×t
₹ 0 = ₹ 1,00,000 × (1 + 6.5%/4)4×5

Where: A = Maturity, P = Principal (₹ 1,00,000), r = Rate (6.5%), n = Compounding (Quarterly), t = Years (5).

Last Updated: January 2026

Disclaimer: Interest rates vary by bank and tenure. Early withdrawal may attract penalty. Please check with your bank for exact rates and terms.

How to Use

About the FD Calculator

What it calculates

Estimates fixed deposit maturity value including compound interest for a given principal, rate, and tenure.

When to use it

Use when comparing bank FD rates, planning short-to-medium term savings, or laddering deposits.

Example

A ₹5 lakh FD at 7% for 5 years with quarterly compounding matures to roughly ₹7.06 lakh.

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