SIP Calculator
Calculate the future value of your monthly Systemic Investment Plans and wealth creation.
₹
Amount you want to invest every month.
%
Annual expected rate of return from your mutual funds.
Yr
Duration of your investment in years.
Advanced Strategy
%
Increase your SIP amount by this percentage every year.
Total Value
₹ 0
wealth created over 10 years @ 12%
Principal
Total Invested
0
Returns
Wealth Gained
0
Wealth Growth
Year-by-Year Breakdown
| Year | Invested | Returns | Total Value |
|---|
Documentation
How SIP Works
A Systematic Investment Plan (SIP) allows you to invest small amounts regularly in mutual funds. By investing consistently, you benefit from Rupee Cost Averaging and the Power of Compounding.
Pro Tip
"The earlier you start, the more time your interest has to earn more interest."
The Formula
M = P × ((1 + i)n - 1)i × (1 + i)
0 = 5,000 ×((1 + 0.0100)120 - 1)0.0100× (1 + 0.0100)
Where: M = Maturity Amount, P = Monthly Investment, i = Monthly Rate (1.000%), n = Months (120).
Last Updated: January 2026
Disclaimer: Investment returns are market-linked and not guaranteed. This calculator provides estimates based on assumed rates of return. Please consult a financial advisor before investing.