Car Ownership Cost Calculator
Annual total cost of ownership: fuel, insurance, maintenance, depreciation.
Inputs
Results
Annual TCO
$7,300
Monthly
$608
How to use this calculator
- 1Gather last year's fuel and insurance bills.
- 2Estimate maintenance (oil, tires, brakes) — often $500–1,500/year for older cars.
- 3Depreciation is largest for new cars — roughly 15–25% year one.
Frequently Asked Questions
How to Use
About the Car Ownership Cost Calculator
What it calculates
Totals annual cost of fuel, insurance, maintenance, and depreciation (true cost of ownership).
When to use it
Use for yearly auto budgeting or comparing keeping vs selling a vehicle.
Example
Fuel $2k + insurance $1.5k + maintenance $800 + depreciation $3k = $7,300/year TCO.
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