Rent vs Buy Calculator
Make a data-backed decision. See if buying or renting makes you wealthier over 20 years.
Buying Details
₹
%
Yr
%
Expected yearly increase in property value.
% / yr
Renting Details
₹
% / yr
Return on investing the saved down payment & EMI difference.
% / yr
VerdictRenting is Better
Save 0
by renting and investing over 20 years.
Buying
Final Net Worth
0
Property Value - Pending Loan
Renting
Final Net Worth
0
Accumulated Investments
Net Worth Projection
Analysis
Buying works best if you plan to stay for 20+ years and property appreciation (6%) stays higher than inflation. Renting works if you can disciplinedly invest the gap amount (₹19,713 initially) at 12% return.